Opt out of prescreened offers of credit

Opt out of prescreened offers of credit

Did you know that if you don’t want to receive prescreened offers of credit you can opt out of receiving them for five years – or opt out of receiving them forever? Tired of having your mailbox crammed with preapproved credit card applications? Fed up with...
Pros of working with a mortgage broker

Pros of working with a mortgage broker

There are a number of reasons why working with Alterna Mortgage is better than working with a bank. We decided to make a list for you! Drawbacks of working with a bank They have conservative loan programs. They don’t disclose the yield-spread premium. Working...
6 Good  Reasons to Refinance Your Mortgage

6 Good Reasons to Refinance Your Mortgage

Getting a lower rate is the most common reason people refinance their mortgage. But there are others. Here are a few of them starting with the most common: 1. Lower interest rate and/or payment Refinancing to a lower interest rate will save you money on your monthly...
6 Poor Reasons to Refinance a Mortgage

6 Poor Reasons to Refinance a Mortgage

Mortgage rates are low…but that doesn’t mean refinancing is a good idea right now. Before you get too far down the path of a refinance you should really think about why you are refinancing. A refinance can help you meet some financial goals such as...