Are we heading for a recession?

Are we heading for a recession?

Recent recession fears have been brought on by the yield of the 10-year Treasury dropping below that of the 2-year. This “yield curve inversion” in the past signaled a recession starting an average of 18 months out. Many cooler economic heads noted such...
Pros of working with a mortgage broker

Pros of working with a mortgage broker

There are a number of reasons why working with Alterna Mortgage is better than working with a bank. We decided to make a list for you! Drawbacks of working with a bank They have conservative loan programs. They don’t disclose the yield-spread premium. Working...
First-Time Home Buyer Programs

First-Time Home Buyer Programs

Both the federal and Oregon state governments offer a variety of loan programs in an effort to simplify the entire mortgage application process for first-time homebuyers. Depending on your income, down payment amount and other typical factors, there is likely a...

All about appraisals

A home appraisal is an important part of any home real estate transaction. Whether you’re buying a home, refinancing your existing mortgage, or selling  your home, you’ll want to understand how the appraisal process works and how an appraiser determines a home’s...
De-bunking Mortgage Myths

De-bunking Mortgage Myths

Getting a mortgage can seem like a confusing process. This is especially true if you’ve never done it before. It doesn’t help that there is a fair amount of incorrect and outdated information available online. Here is a video debunking some of those...