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A Few Tips for Buying Your First Home

A Few Tips for Buying Your First Home

by Alterna Mortgage | Jul 28, 2020 | Credit, Housing Market, Interest rates, Real Estate

Save for a Down Payment It’s generally common to put 20% down, but first-time home buyer programs allow as for much less. Keep this in mind: putting down less than 20% may mean higher costs and paying for private mortgage insurance. Check Your Credit Your credit will...
What is the process like for refinancing?

What is the process like for refinancing?

by Alterna Mortgage | Jul 23, 2020 | Financing, Interest rates, Refinancing

The process of refinancing your home is nearly identical to applying for your first mortgage. Before you begin, you’ll definitely want to connect with us at Alterna Mortgage to go over your options. We will help automate the process as much as possible for you by...
What actually happens when I refinance?

What actually happens when I refinance?

by Alterna Mortgage | Jul 17, 2020 | Interest rates, Refinancing

Since mortgage rates at an all-time low, refinancing has become a hot topic for homeowners. There is a good reason for this: refinance could lower the interest rate on a homeowner’s mortgage and save them significant money in the long term. As we have mentioned...

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