by Alterna Mortgage | Jun 19, 2026 | Financing, Interest rates, Refinancing
Federal Reserve Chairman Kevin Warsh announced five new task forces aimed at reforming the central bank, including reviewing how it sets monetary policy and studies the impact of artificial intelligence. Here are the five independent task forces announced by Federal...
by Alterna Mortgage | Jun 18, 2026 | Interest rates, Refinancing
The Federal Reserve held rates steady at its June 2026 meeting, which was widely expected by financial markets. While the Fed did not make a change this time, its comments still matter because they help shape investor expectations — and those expectations can...
by Alterna Mortgage | Apr 20, 2026 | Credit, Financing, Home Buying, Interest rates, Refinancing
If you’ve been following the news lately, you might have heard that the mortgage industry is going through its biggest credit score shake-up in decades. For years, “FICO” was the only name in the game. But now, Vantage Score 4.0 has arrived on the scene,...
by Alterna Mortgage | Feb 24, 2026 | Financing, Home Buying, Interest rates, Refinancing
In early January 2026 Fannie Mae and Freddie Mac purchased up to $200 billion in mortgage-backed securities (MBS). The administration’s stated goal for this intervention is to increase demand for these bonds, thereby narrowing the “spread” between...
by Alterna Mortgage | Feb 21, 2026 | Inflation, Interest rates, Real Estate, Refinancing
Mortgage rates have shown significant volatility in response to tariff announcements, often moving in two stages: a brief initial drop followed by a sustained climb as inflation fears set in. When major tariffs were announced (e.g., April 2025), mortgage rates...
by Alterna Mortgage | Nov 18, 2025 | Financing, Home Buying, Interest rates, Refinancing
A portable mortgage lets you move your existing loan and its interest rate to a new property rather than getting a completely new mortgage. For example, if you’ve paid off half of a $400,000 home at a 3% interest rate, you could sell that house and transfer the...
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