Personal Service

Alterna Mortage has more programs than any bank. Better personal service than any large corporation. Lower fees and better rates too.

The Broker Advantage

Alterna Mortgage has programs that fit borrowers with perfect credit and borrowers that have had recent credit events. Being a broker we have mortgage loans that fit everyone.

The Local Advantage

Do not pay high fees for a higher rate just to make the banks or large companies more money. Shop around. Stay local. Call, text or email us and compare. See the difference.

From Alterna News

VIDEO OF THE MONTH: Cash-out Refinance What Can You Do? Watch and Learn!

From the owner

I have been in the mortgage business since 1998 working as a loan officer until opening up my own company Alterna Mortgage in 2004. I chose the name Alterna from the word Alternative. I want my company to be the alternative to big banks and high cost lenders. We have the same rates and terms available to us as any large corporation or bank. Since we do not have the overhead we are able to pass the savings on to our clients. This means you get a lower rate and lower fees. I intend to keep us small enough to maintain our family atmosphere and outstanding personal service. Our clients are names and not just a number in a big bank. If you are shopping for a home or looking to refinance your current mortgage give us a call at 503-703-4699 or email at and see the difference.


Scott Bennett


What makes us different ?

Real people - Real numbers

We give you an honest quote right away. We don’t wait for you shop around and then match the deal. We already have the best deal.

We know the local market

We are not a company based in California or New York. We are located right here in Portland and we only service the state of Oregon.

We have a unique process

We are better than any app. You will have direct access to the owner. Work with one person the whole time. Call or text Scott at 503-703-4699 to see for yourself.


Get fast pre-approvals and ongoing service throughout the home buying  or refinance  process.