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Appreciation of your home can lead to profits and a better bottom line

Appreciation of your home can lead to profits and a better bottom line

by Alterna Mortgage | Feb 16, 2021 | Financing, Home Buying, Real Estate

Owning a home can be a very smart financial decision. The value of your home is likely to increase over time. If you stay in the house long enough (typically at least 5 to 7 years), you could profit when selling your home. Housing prices can shift for various reasons,...
How does inflation factor into mortgages?

How does inflation factor into mortgages?

by Alterna Mortgage | Feb 1, 2021 | Financing, Housing Market, Inflation, Interest rates, Refinancing

You may be hearing a lot about inflation over the next few months. Reduced economic activity caused by the pandemic has led to a decline in inflation. This slowing of inflation has played a role in record low mortgage rates. However, investors are now concerned that...
Refinancing to Consolidate High Interest Debt

Refinancing to Consolidate High Interest Debt

by Alterna Mortgage | Jan 28, 2021 | Credit, Financing, Interest rates, Real Estate, Refinancing

As we said before, those Christmas credit card bills are starting to roll in. As a result of Christmas 2020, you may find that you have a sizable amount of high-interest credit card or personal loan debt. A cash-out refinance can improve your cash flow situation and...
A Cash-Out Refinance Can Eliminate Christmas Debt

A Cash-Out Refinance Can Eliminate Christmas Debt

by Alterna Mortgage | Jan 19, 2021 | Financing, Interest rates, Refinancing

It’s that time of year again. The holiday credit card bills are starting to arrive in the mail. Not only that, most people start the new year with a desire to improve their financial situations. With rates at an all-time low, a Cash-Out Refinance may be their way out....
Our online tools can help you understand the numbers

Our online tools can help you understand the numbers

by Alterna Mortgage | Dec 8, 2020 | Financing, Housing Market, Interest rates, Refinancing

There are a lot of numbers involved with purchasing or refinancing a home. Sometimes it is easier to understand the numbers when we can visualize them. Alterna Mortgage has a few interactive visual charts on our website to make the overall picture of recent (and...
FHFA Announces New Baseline Conforming Loan Limit

FHFA Announces New Baseline Conforming Loan Limit

by Alterna Mortgage | Dec 3, 2020 | Financing, Housing Market, Mortgage Programs, Real Estate

The Federal Housing Finance Agency recently announced a new baseline conforming loan limit for Fannie Mae and Freddie Mac in 2021: $548,250. This means that you can now borrow an additional $38,150. This can get you a house with more square footage, more land, better...
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  • How does inflation factor into mortgages?

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