Get a free credit report

Get a free credit report

by | Jul 18, 2019 | Credit, Financing

Did you know that you can get a free annual credit report from all three major credit reporting agencies – Equifax, Experian, and TransUnion? Many sites promise credit reports for free…but AnnualCreditReport.com is the only official site explicitly...
Opt out of prescreened offers of credit

Opt out of prescreened offers of credit

by | Jul 9, 2019 | Financing

Did you know that if you don’t want to receive prescreened offers of credit you can opt out of receiving them for five years – or opt out of receiving them forever? Tired of having your mailbox crammed with preapproved credit card applications? Fed up with...
Pros of working with a mortgage broker

Pros of working with a mortgage broker

by | Jun 29, 2019 | Uncategorized

There are a number of reasons why working with Alterna Mortgage is better than working with a bank. We decided to make a list for you! Drawbacks of working with a bank They have conservative loan programs. They don’t disclose the yield-spread premium. Working...
6 Good Reasons to Refinance Your Mortgage

6 Good Reasons to Refinance Your Mortgage

by | Jun 19, 2019 | Refinancing

Getting a lower rate is the most common reason people refinance their mortgage. But there are others. Here are a few of them starting with the most common: 1. Lower interest rate and/or payment Refinancing to a lower interest rate will save you money on your monthly...