Rates are currently low and refinancing your mortgage might be right for you and your family. Part of the refinance process involves your lender looking at your credit score. If you’ve improved your credit and finances since initially buying your home, this can help you get a lower interest rate, too!
If you are looking to refinance, you might want to get your free annual credit report. It is a good idea to know where you stand from a credit standpoint and make sure there isn’t any fraudulent activity on your credit. If you do see something of concern, you can contact the appropriate credit agency: