by Alterna Mortgage | Jan 5, 2020 | Financing, Interest rates, Refinancing
After dropping more than a full point from the end of October in 2018 to the end of October in 2019, mortgage rates barely changed during November and December. Several factors have affected rates over the past year, including economic data, Fed policy, and the trade...
by Alterna Mortgage | Dec 13, 2019 | Financing, Interest rates
There are rumors that our Fed is considering an idea to abandon its present 2% target rate for inflation in favor of a floating target where inflation would be allowed to rise above 2% for some time before considering hiking rates. This comes with two...
by Alterna Mortgage | Oct 1, 2019 | Financing, Interest rates, Refinancing
There is a lot going on in the markets these days. Stagflation concerns are making it difficult for the federal reserve to make an additional rate cut in October. Some say it is about a 55% chance they cut rates. Recently, conventional thinking had it at a 99%...
by Alterna Mortgage | Jul 18, 2019 | Credit, Financing
Did you know that you can get a free annual credit report from all three major credit reporting agencies – Equifax, Experian, and TransUnion? Many sites promise credit reports for free…but AnnualCreditReport.com is the only official site explicitly...
by Alterna Mortgage | Jul 9, 2019 | Financing
Did you know that if you don’t want to receive prescreened offers of credit you can opt out of receiving them for five years – or opt out of receiving them forever? Tired of having your mailbox crammed with preapproved credit card applications? Fed up with...
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