by Alterna Mortgage | May 16, 2019 | Uncategorized
It is a very interesting time in the bond market. The bond market typically has a huge impact on interest rates. The 10 and 30 year treasury bond is a measuring stick for investors and those in the mortgage business. They us it to gauge where the fixed interests rates...
by Alterna Mortgage | May 6, 2019 | Uncategorized
All the rules do not apply to Big Banks and bankers. They do not have to show you what they are making fee wise. This is called yield spread. As a Broker we give the borrower the yield spread in a form of a credit to reduce your closing costs. The Banker and big banks...
by Alterna Mortgage | Apr 15, 2019 | Uncategorized
The housing and mortgage markets are changing. In the 1970s, the average first-time home buyer was barely 30 years old. Fast forward to 2019, and the average age climbs to 32 years old. The shift in age may not seem like a big deal, but it’s due in part to the...
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