by Alterna Mortgage | Jun 19, 2026 | Financing, Interest rates, Refinancing
Federal Reserve Chairman Kevin Warsh announced five new task forces aimed at reforming the central bank, including reviewing how it sets monetary policy and studies the impact of artificial intelligence. Here are the five independent task forces announced by Federal...
by Alterna Mortgage | Jun 18, 2026 | Interest rates, Refinancing
The Federal Reserve held rates steady at its June 2026 meeting, which was widely expected by financial markets. While the Fed did not make a change this time, its comments still matter because they help shape investor expectations — and those expectations can...
by Alterna Mortgage | Jun 4, 2026 | Financing, Interest rates, Mortgage Programs
At today’s mortgage rates, the typical homebuyer will pay more in interest over 30 years than the home’s purchase price, according to a new analysis. A buyer putting 20% down on the median-priced U.S. home would pay about $413,700 in interest over a 30-year mortgage...
by Alterna Mortgage | Apr 20, 2026 | Credit, Financing, Home Buying, Interest rates, Refinancing
If you’ve been following the news lately, you might have heard that the mortgage industry is going through its biggest credit score shake-up in decades. For years, “FICO” was the only name in the game. But now, Vantage Score 4.0 has arrived on the scene,...
by Alterna Mortgage | Mar 15, 2026 | Financing, Housing Market, Inflation, Interest rates
Stagflation is an economic term created by combining the words stagnation and inflation. It describes a rare and highly challenging economic condition where three negative trends occur simultaneously: 1) Slow economic growth (stagnation) 2) High unemployment. 3)Rising...
by Alterna Mortgage | Feb 24, 2026 | Financing, Home Buying, Interest rates, Refinancing
In early January 2026 Fannie Mae and Freddie Mac purchased up to $200 billion in mortgage-backed securities (MBS). The administration’s stated goal for this intervention is to increase demand for these bonds, thereby narrowing the “spread” between...
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