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A Few Tips for Buying Your First Home

A Few Tips for Buying Your First Home

by Alterna Mortgage | Jul 28, 2020 | Credit, Housing Market, Interest rates, Real Estate

Save for a Down Payment It’s generally common to put 20% down, but first-time home buyer programs allow as for much less. Keep this in mind: putting down less than 20% may mean higher costs and paying for private mortgage insurance. Check Your Credit Your credit will...
The city of Portland is creating a new district

The city of Portland is creating a new district

by Alterna Mortgage | Feb 24, 2020 | Housing Market, Real Estate

At the beginning of May, 10,000 homes and businesses between the Willamette River and Naito Parkway running west will get new addresses. Changes to signage in the area, currently labeled Southwest Portland,  will cost about $300,000. Residents and businesses will soon...
Four questions to ask yourself before refinancing

Four questions to ask yourself before refinancing

by Alterna Mortgage | Jan 29, 2020 | Housing Market, Refinancing

Refinancing your home might be something you are considering. After all, interest rates are generally low right now and you may be able to swap out your old, higher interest rate mortgage for a new one with lower rates. But will that put you in a better financial...
Home Sales Slipped in September Keeping Mortgage Rates Unchanged

Home Sales Slipped in September Keeping Mortgage Rates Unchanged

by Alterna Mortgage | Oct 25, 2019 | Housing Market, Interest rates

The most significant economic data released this week came from the housing sector. In September, sales of previously owned (existing) homes, which make up about 90% of the market, fell a little more than expected from August but still were 4% higher than a year ago....
Existing homes sales are on the decline. That makes it a great time to sell.

Existing homes sales are on the decline. That makes it a great time to sell.

by Alterna Mortgage | May 23, 2019 | Housing Market

Existing homes sale numbers fell .4% this month leading many to believe we are on a down swing. I think it is just a small dip and we will see an increase next month. More importantly if you are thinking of selling your house this would be a great time to do it. With...
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