by Alterna Mortgage | Apr 3, 2024 | Financing, Home Buying, Interest rates, Mortgage Programs
While mortgage rates don’t exactly depend on the Fed’s rate decisions, the Fed does have a big influence on the direction they take. And until issues with persistent inflation show more signs of easing, mortgage rates might not drop much. Despite their...
by Alterna Mortgage | Mar 26, 2024 | Home Buying, Housing Market, Real Estate
A federal lawsuit has forced changes to the way consumers negotiate and pay real estate agents. In October 2023, a federal jury in Missouri found that the National Association of Realtors (NAR), along with several large brokerages, conspired to inflate Realtors’...
by Alterna Mortgage | May 3, 2023 | Financing, Home Buying, Interest rates, Refinancing
There are several factors that can affect your ability to qualify for a lower interest rate on a mortgage, including: Good credit score: Your credit score is one of the most important factors in determining the interest rate you qualify for on a mortgage. The higher...
by Alterna Mortgage | Apr 29, 2023 | Financing, Home Buying, Housing Market, Real Estate
Saving for a down payment on a house can be a challenging but rewarding process. Here are some tips to help you save money: Set a savings goal: Decide how much you need to save for a down payment and set a specific target to work towards. Create a budget: Identify...
by Alterna Mortgage | Apr 21, 2023 | Financing, Home Buying, Housing Market
Spring is a popular season for house hunting as the weather gets warmer and the housing market picks up. Here are some tips to help you with your spring house hunting: Start early: Spring is a busy time for the housing market, so it’s best to start your search early....
by Alterna Mortgage | Apr 14, 2023 | Financing, Home Buying, Housing Market, Interest rates, Real Estate
Home buying right now is completely different to what it was the last couple of years. We are not really seeing major price drops as much as we are seeing less appreciation and homes are on the market longer. The higher interest rates are sidelining a lot of buyers....
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