by Alterna Mortgage | Jun 23, 2026 | Financing, Home Buying, Housing Market, Real Estate
Home sellers are increasingly offering concessions to entice buyers, as recent data indicates this trend reached a new high in May due to persistently high mortgage rates and subdued demand in the market. Buyers should take advantage of this and get some upgrades or...
by Alterna Mortgage | Jun 19, 2026 | Financing, Interest rates, Refinancing
Federal Reserve Chairman Kevin Warsh announced five new task forces aimed at reforming the central bank, including reviewing how it sets monetary policy and studies the impact of artificial intelligence. Here are the five independent task forces announced by Federal...
by Alterna Mortgage | Jun 4, 2026 | Financing, Interest rates, Mortgage Programs
At today’s mortgage rates, the typical homebuyer will pay more in interest over 30 years than the home’s purchase price, according to a new analysis. A buyer putting 20% down on the median-priced U.S. home would pay about $413,700 in interest over a 30-year mortgage...
by Alterna Mortgage | Apr 20, 2026 | Credit, Financing, Home Buying, Interest rates, Refinancing
If you’ve been following the news lately, you might have heard that the mortgage industry is going through its biggest credit score shake-up in decades. For years, “FICO” was the only name in the game. But now, Vantage Score 4.0 has arrived on the scene,...
by Alterna Mortgage | Apr 3, 2026 | Financing, Home Buying, Mortgage Programs
The Oregon Housing and Community Services (OHCS) has just expanded its Flex Lending program. This isn’t just another loan—it’s a pathway to homeownership that many people think is out of reach. The Flex Lending program is designed specifically to help Oregonians...
by Alterna Mortgage | Mar 15, 2026 | Financing, Housing Market, Inflation, Interest rates
Stagflation is an economic term created by combining the words stagnation and inflation. It describes a rare and highly challenging economic condition where three negative trends occur simultaneously: 1) Slow economic growth (stagnation) 2) High unemployment. 3)Rising...
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