by Alterna Mortgage | Jul 9, 2025 | Financing, Home Buying, Housing Market, Interest rates, Real Estate, Refinancing
Chairman Powell decided to keep rates at their current range of 4.25% to 4.5%, citing uncertainty over the impact of tariffs on inflation. There’s been significant debate over the Fed’s interest rate policy this year, mainly because of tariffs. Most...
by Alterna Mortgage | Jun 29, 2025 | Financing, Home Buying, Housing Market, Interest rates
A surprise drop of 33,000 private-sector jobs in June—the first decline since March 2023—may influence the Federal Reserve’s timing on rate cuts. Although September remains the most likely month for a cut, odds for July rose to nearly 25% after markets reacted to the...
by Alterna Mortgage | Jun 15, 2025 | Home Buying, Housing Market, Interest rates, Investment Properties
As home sale inventories increase, many buyers are waiting for interest rates or home prices to decrease before purchasing. During this period, real estate investors continue to acquire properties. Affordability constraints remain a factor affecting homebuying...
by Alterna Mortgage | Apr 24, 2025 | Financing, Housing Market, Interest rates
Its dual mandate is low unemployment and inflation, two often competing goals. Raising interest rates can slow inflation but increase job losses, while cutting interest rates can increase hiring but risk faster inflation. A potential rock-hard-place moment for the Fed...
by Alterna Mortgage | Feb 25, 2025 | Housing Market, Real Estate
The U.S Department of Housing and Urban Development (HUD) plans to eliminate up to 50% of its 9,600 employees in the latest round of job cuts for federal agencies. The General Services Administration (GSA) is also facing a possible 50% reduction in its workforce, as...
by Alterna Mortgage | Oct 14, 2024 | Financing, Home Buying, Housing Market, Interest rates, Real Estate
Do they continue to cut the rates? Do they pause? It could go either way. The Federal Reserve on Wednesday September 18th enacted its first interest rate cut since the early days of the Covid pandemic, slicing half a percentage point off benchmark rates in an effort...
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