by Alterna Mortgage | Jun 14, 2021 | Credit, Financing, Home Buying, Interest rates, Refinancing
When getting ready to buy a house (or refinance), you will go through the process of getting your credit scores. Often times the credit scores are a bit different across the major bureaus when your credit is pulled by a lender. Why does this happen? Actually, there...
by Alterna Mortgage | Jan 28, 2021 | Credit, Financing, Interest rates, Real Estate, Refinancing
As we said before, those Christmas credit card bills are starting to roll in. As a result of Christmas 2020, you may find that you have a sizable amount of high-interest credit card or personal loan debt. A cash-out refinance can improve your cash flow situation and...
by Alterna Mortgage | Oct 14, 2020 | Credit, Refinancing
Rates are currently low and refinancing your mortgage might be right for you and your family. Part of the refinance process involves your lender looking at your credit score. If you’ve improved your credit and finances since initially buying your home, this can help...
by Alterna Mortgage | Jul 28, 2020 | Credit, Housing Market, Interest rates, Real Estate
Save for a Down Payment It’s generally common to put 20% down, but first-time home buyer programs allow as for much less. Keep this in mind: putting down less than 20% may mean higher costs and paying for private mortgage insurance. Check Your Credit Your credit will...
by Alterna Mortgage | Jun 11, 2020 | Credit, Refinancing
With everything that’s been going on lately, interest rates have dropped dramatically. For some homeowners it is the perfect time to refinance their home mortgage. Does refinancing make sense for you and your family? There are two critical things to educate...
by Alterna Mortgage | Jul 22, 2019 | Credit
If you are worried about identity theft, data breaches, or unauthorized access to your credit report, you should place a credit freeze on your report. Also known as a security freeze, this free tool lets you restrict access to your credit report. This makes it harder...
Recent Comments